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Bankruptcy in the News: What is a Chapter 9?

Chapter 9 bankruptcy filings are available to municipalities pressed to balance budgets with reduced revenues, but they are not without risks.

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Starting My Northern Kentucky Legal Career, Part 3: The Verdict

The lesson I learned from that trial stays with me every day. The attorney can make a difference, I can make a difference. If I didn't believe it with all my heart I wouldn't keep trying for all these...

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Bankruptcy vs. Living with Debt

We can't control what was, but we can control what will be. If you are weighed down by debt and don't see a way out, call and make an appointment with a bankruptcy attorney. Bring your bills, your...

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FAQs About Kentucky Auto Insurance Coverage

When I talk to new injury clients I ask them to bring their insurance policies, so I can talk to them about potential coverage. They often tell me "no problem, I have full coverage". Usually though,...

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Rebuilding Credit After Bankruptcy

Almost every client asks me "how long will bankruptcy hurt my credit?". Unfortunately, there is no single answer and answering before a case is filed involves guessing the future.

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More Questions I Am Often Asked About Auto Accident Claims

I have had several clients tell me that they don't want to sue anyone, they just want fair compensation for their injuries.

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Falling Behind on Your Mortgage?

There is little scarier than realizing you can’t make your mortgage payment. You can’t turn on the news or pick up a paper without hearing horror stories about the mortgage crisis. You worry about...

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What does full coverage really mean?

Auto insurance is not a commodity. Buy the cheapest gas, the cheapest couch you can find. Sit down with your insurance agent and get as good a policy as you can reasonably afford.

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What is a hung jury and what exactly does it mean?

A hung jury is when all twelve members of the jury panel cannot agree on the verdict, as they must under the rules of our judicial system. What it really means is much more difficult to explain

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The ABCs of Bankruptcy: A is for Annuities

As a bankruptcy debtor's attorney, one of the least welcome surprises is a non-exempt asset. Recently, I had a client come to me to file a bankruptcy with, among other assets, a "retirement annuity".

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