Bankruptcy in the News: What is a Chapter 9?
Chapter 9 bankruptcy filings are available to municipalities pressed to balance budgets with reduced revenues, but they are not without risks.
View ArticleStarting My Northern Kentucky Legal Career, Part 3: The Verdict
The lesson I learned from that trial stays with me every day. The attorney can make a difference, I can make a difference. If I didn't believe it with all my heart I wouldn't keep trying for all these...
View ArticleBankruptcy vs. Living with Debt
We can't control what was, but we can control what will be. If you are weighed down by debt and don't see a way out, call and make an appointment with a bankruptcy attorney. Bring your bills, your...
View ArticleFAQs About Kentucky Auto Insurance Coverage
When I talk to new injury clients I ask them to bring their insurance policies, so I can talk to them about potential coverage. They often tell me "no problem, I have full coverage". Usually though,...
View ArticleRebuilding Credit After Bankruptcy
Almost every client asks me "how long will bankruptcy hurt my credit?". Unfortunately, there is no single answer and answering before a case is filed involves guessing the future.
View ArticleMore Questions I Am Often Asked About Auto Accident Claims
I have had several clients tell me that they don't want to sue anyone, they just want fair compensation for their injuries.
View ArticleFalling Behind on Your Mortgage?
There is little scarier than realizing you can’t make your mortgage payment. You can’t turn on the news or pick up a paper without hearing horror stories about the mortgage crisis. You worry about...
View ArticleWhat does full coverage really mean?
Auto insurance is not a commodity. Buy the cheapest gas, the cheapest couch you can find. Sit down with your insurance agent and get as good a policy as you can reasonably afford.
View ArticleWhat is a hung jury and what exactly does it mean?
A hung jury is when all twelve members of the jury panel cannot agree on the verdict, as they must under the rules of our judicial system. What it really means is much more difficult to explain
View ArticleThe ABCs of Bankruptcy: A is for Annuities
As a bankruptcy debtor's attorney, one of the least welcome surprises is a non-exempt asset. Recently, I had a client come to me to file a bankruptcy with, among other assets, a "retirement annuity".
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